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Catherine Gacad

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All Posts, Finances & Retirement

Money Monday: Choose to Save

Found this site through the Wall Street Journal. I’m always drawn to interactive calculators, particularly this Ballpark E$timate one because I got a Congratulations message when I finished. Check it out. It should help you determine how much you need…

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Money Monday: Social Class

I came to the realization recently that it’s challenging to have a close relationship with someone who comes from a  different social status. I used to believe that relationships are blind and you can have friends who are wealthy, middle…

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Money Monday: Credit Card Points

I have a multitude of credit cards because of the various points offered. 3 points / $1 spent on Amazon.com 1.5 points / $1 spent on Capital One I also have Chase and Bank of America credit cards that have…

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Money Monday: Credit Scores

This one’s for you Wally! Not that I know the answer, so I’m posing it to my readers. Wally asked, “Since you post about personal finance, can you recommend someone to talk to me about credit card debt? I have…

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Money Monday: Mortgage Shopping

For reasons I won’t disclose here, my most recent refi was denied. You can ask me offline for the details, but I made a stupid mistake which caused the reviewer to question my residency. Back to the drawing board. I…

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Money Monday: Airbnb Booking

I’m fanatical about Airbnb. With hotels gouging customers with service charges and resort fees, I’d rather stay some place and know exactly what the total cost will be up front. We will be in NYC next month and I’ve been…

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Money Monday: Banana Republic

I’m not really a Banana Republic shopper, but Dean wanted to do some shopping to spruce up his wardrobe and there’s a huge BR store a few blocks from where we live. It’s so hard not to spend money living…

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Money Monday: MEGA Millions

Have you bought your lottery ticket? I actually went to the California Lottery website because I wanted to see which retailers sell winning tickets. I have this theory that people who win the lottery never come from the city of…

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Money Monday: Interviewing

This post is really only related to money in that I’ve been interviewing lately and your job is how you make money and support your family. Interviewing is like any other skill. If you don’t do it, you lose it….

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Money Monday: Miles

Anyone out there collect miles? Have a United Mileage Plus account? Am I the only one who thinks miles are one big waste of time? I’ve never been one to hoard them, so I can’t speak officially. But let’s say…

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Welcome to my site, derived from an advice column I wrote while getting my MBA. I live in the San Francisco Bay Area. I give helpful, opinionated advice based on my own experience and from the expertise of my extensive network. For more, click here.

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