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Money Monday: Mortgage Shopping

For reasons I won’t disclose here, my most recent refi was denied. You can ask me offline for the details, but I made a stupid mistake which caused the reviewer to question my residency.

Back to the drawing board. I read in the news clips that Costco is now offering mortgages through a handful of stringently-screened brokers. OK, if you haven’t refi’d yet. This is it. This is the Kayak.com of low interest rates. Go to Costco.com, then search for mortgage. It’ll step you through a questionnaire, then spit out rates offered by their vendors. I am eyeing the 3% 15-year or the 3.625% 20-year offered through CapWest Mortgage. But if these vendors are backed by the Costco name, I’m sure they’re all fine. Those rates are for a condo with zero points. And the fees are around $1k. Hot damn.

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04.30.12

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Comments

  1. Brendon

    May 3, 2012 at 4:45 am

    Let me know how it plays out

    Reply

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Welcome to my site, derived from an advice column I wrote while getting my MBA. I live in the San Francisco Bay Area. I give helpful, opinionated advice based on my own experience and from the expertise of my extensive network. For more, click here.

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