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Catherine Gacad

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April 16, 2015

Real Estate Investing 101

I couldn’t sleep last night. I’m a light sleeper to begin with, more like a nervous sleeper as I’m always thinking about the stress in my life. And recent developments could seriously alter our future. We are on the hunt…

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January 29, 2015

How to Land an Apartment in San Francisco

In the dog-eat-dog world of San Francisco, it’s not about finding an apartment (if you can afford the rent), but whether you can convince the landlord to pick you out of a stack of rental applications that read like Silicon…

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October 20, 2014

Retirement: Slow and Steady Wins the Race

Today I want to talk about my parents. They are currently in Taipei, traveling all over Asia, enjoying the retired life. My mom and I can spend hours talking about finances, budgets, retirement…all things related to money and wealth. I’ve…

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September 22, 2014

Tips for Securing Apartments in Popular Cities

I live in San Francisco where a million dollars will buy you a 2-bedroom, 2-bath, 1200 sq. ft. condo in a nice neighborhood. Not only are home prices and rents sky-rocketing, the path to securing a home or apartment has…

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September 19, 2014

Do You Have Enough to Retire?

I had an ex-boyfriend who was a computer science major and I remember asking him if he could build me a computer. When he said he wasn’t able to do that, I gave him a lot of flak. “How is…

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September 4, 2014

The Buck Stops Here: When Your Children Steal from You

I was reading an article in Money magazine that posed the question, ‘How much should you help your adult kids?’ I was appalled at the real-world situations that were featured. Most of the parents were delaying retirement as they continued to…

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February 17, 2014

Money Monday: Flying High on Financial Security

This week has been tough. Moving is stressful. I wish I could go on vacation–that’s a picture of me paragliding in Turkey. Add to the mix that my stolen Honda coupe still has not been recovered and I’m a visually-impaired…

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February 10, 2014

Dude, Where’s My Car?

This past weekend, we went from renting a 1-bedroom apartment in Lower Nob Hill to homeowners of a duplex in Glen Park. Yes, Glen Park is still in the city of San Francisco! How people can live in the Bay…

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February 4, 2014

Closing on a Home

Has anyone taken out a mortgage or closed on a home recently? Holy shit! There isn’t a single day that’s gone by where I haven’t had to email or fax statements, transactions, and responses to questions from the real estate…

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January 12, 2014

Real Estate Update: We’re Moving to…

We’re going nowhere. Neither of our offers were successful and we can’t compete with irrational buyers/investors who are submitting bids that remove all contingencies. That means if your offer is chosen and you find out, through an inspection, that your…

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Welcome to my site, derived from an advice column I wrote while getting my MBA. I live in the San Francisco Bay Area. I give helpful, opinionated advice based on my own experience and from the expertise of my extensive network. For more, click here.

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