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Catherine Gacad

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January 7, 2014

Real Estate Update: 2 Offers, 2 Days

Heads up that I’ll be out of commission for a while. Starting yesterday, I’ll be working 12 days straight. That means, while you’re all watching the NFL playoffs and the Golden Globes this coming weekend, I’ll be going blind staring…

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December 3, 2013

Are You Harming Your Child’s Financial Future?

I’m lucky. Even though I was born in America, the land of abundance and excess, I was raised by parents who were extremely thrifty. I’ve joked with other friends born from immigrant parents that we need to compile a book…

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November 11, 2013

Money Monday: Devastation in the Philippines

If there is one thing that Filipinos are known for, it’s warm service and generosity of spirit. There’s always an abundance of food and food-to-go in a typical Filipino household! My parents are from the Philippines. Even though our immediate…

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November 4, 2013

Money Monday: Real Estate Update

We looked at a whopping 7 properties yesterday: 3 in San Francisco and 4 in the East Bay (Rockridge, Berkeley). We saw some really nice gems. After rank-ordering, we determined that the ones in the East Bay just fell flat…

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September 30, 2013

Money Monday: Median Rents in San Francisco

As of August 2013, rental site Zumper has created these graphics on median rents in San Francisco. ↑ The median rent for a 1 bedroom is $2,713. ↑ The median rent for a 2 bedroom is $4,075. Free Apartment Search App for…

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September 20, 2013

Interracial Marriages on the Rise

Social and demographic trends analyzed by the Pew Center for Research determined the following: About 15% of all new marriages in the United States in 2010 were between spouses of a different race or ethnicity from one another, more than…

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peer to peer lending companies

September 9, 2013

Money Monday: Getting a Return on Investment from Your Alma Mater

Think about when you graduated from college or graduate school, and you came out with a crackload of loans with interest rates up the wazoo. Didn’t you wish you had some wealthy relative who could write a check to take…

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san francisco real estate

September 6, 2013

San Francisco Real Estate Update

Remember this stunning Bernal Heights home that we submitted this offer letter for? It was listed for $975,000. We offered $1.1 million. It went for $1.275 million. That’s $300,000 over the asking price! Anyhow, we’ve extended our search to the greater…

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Money Monday

August 26, 2013

Money Monday: I’m paying your rent or mortgage for a month

Ok, let’s be clear, I can’t afford to pay your rent or mortgage, but someone I admire is running a contest to do exactly that. There’s no catch. All you have to do is comment and say what you’d do…

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What to look for when picking a college

August 23, 2013

College Series: What to Look for When Picking a College

Did you see the news today that Obama plans to rank schools and tie federal aid to the ranking? Hell yes! The better the schools, the more financial aid they get. Hallelujah, now someone’s thinking! Why should poorly-ranked schools (schools…

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Welcome to my site, derived from an advice column I wrote while getting my MBA. I live in the San Francisco Bay Area. I give helpful, opinionated advice based on my own experience and from the expertise of my extensive network. For more, click here.

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  • Blogging
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  • Education & Politics
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  • Religion
  • San Francisco Bay Area
  • Travel

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© 2025 Catherine Gacad.