Book Review: Gone Girl

Gone Girl by Gillian Flynn is damn good. It’s a thrilling mystery novel that goes back and forth between a husband and wife relaying the events surrounding her disappearance.

Loved it. I especially like the strong female character Amy. She’s one of those geniuses who’s too smart for her own good. Smart, neurotic, driven.

Here’s my favorite passage from Amy:

I was told love should be unconditional. That’s the rule, everyone says so. But if love has no boundaries, no limits, no conditions, why should anyone try to do the right thing ever? If I know I am loved no matter what, where is the challenge? I am supposed to love Nick despite all his shortcomings. And Nick is supposed to love me despite my quirks. But clearly, neither of us does. It makes me think that everyone is very wrong, that love should have many conditions. Love should require both partners to be their very best at all times. Unconditional love is an undisciplined love, and as we all have seen, undisciplined love is disastrous.

I appreciate her unconventional, but important message. For example, just because women are married shouldn’t give them free license to eat a bunch of twinkies and hoho’s. Yet you see this happening all the time. You have to care about your appearance. You want to be confident and sexy, not just for your husband, but for yourself too. Marriage should be a commitment to be your best self in honor of your spouse, but the way most people think of it, it’s like, this is what you’re stuck with!

Anyhow, I found that message to be refreshing and different. I liked the main character Amy, but I also liked how the chapters flip-flopped between Amy and her husband Nick trying to one-up each other. Drama!

Click on the image of the book to buy it on Amazon.

Jeff Bezos, CEO of Amazon

I was listening to an interview of Jeff Bezos, the founder of Amazon.com, who I consider not only smart, but creative and forward-thinking. You know how there are really smart people who are leaders, but can’t seem to see beyond the present day. Those leaders will languish, while the creative ones will really contribute to our future.

The whole interview was a smorgasbord of insight. Check it out here.

The snippet I really appreciated was about how he spent his summers with his grandfather. At the local library, someone had donated a collection of science fiction books and over the course of several years, he read all the books. Anyhow, these futuristic books really opened his mind up to possibilities the average person doesn’t even think about. Love that because I truly believe you have to read a lot to move ahead in life. Not surf the web or read blogs, but read books.

Also, meetings at Amazon start with all the participants reading several pages of a memo. Actual paragraphs and sentences to form a cohesive point. Not bullet points on a PowerPoint presentation. He feels that creating a story and narrative forces the person leading the meeting to fully flesh out the idea. And the meetings all begin with everyone sitting there and reading quietly.

Pretty fascinating stuff. Wish I could afford the stock!

Book Review: Wild: From Lost to Found on the Pacific Crest Trail

This was a book club pick: Cheryl Strayed’s “Wild: From Lost to Found on the Pacific Crest Trail.” I rarely read autobiographies or biographies in general, but this one is stand-out. It beats Jeannette Walls’s “The Glass Castle” and Gabrielle Hamilton’s “Blood, Bones & Butter” which I both enjoyed. The reason “Wild” is so good is because of the writing. Cheryl Strayed is a damn good writer. Carefully-crafted, insightful, it’s some of the best writing I’ve read in a while. I dog-earned so many pages where I thought she did a phenomenal job of capturing the experience, the emotion, and what she was learning from it. It’s the story of her at 26 years old in personal turmoil, coping with her mother’s death, a divorce, and drug abuse. She decides to hike the Pacific Crest Trail and details how the experience changes her life.

I’m always on the hunt for good books to read, but tired of searching for Pulitzer prize winners or Amazon’s Best Sellers. My friend TB sent me a comprehensive guide that she gets from her alma mater. Works for me. When in doubt, ask the teachers! I also get recs from a writer who I’ve taken writing classes from. She’s kept a reading list of every single book she’s ever read since she was a kid. It’s truly remarkable. I was inspired to get a journal this year for myself. Her booklist is also up on her website http://www.laurafraser.com/booklists/.

Money Monday: Shop at Amazon

I did a handful of price comparisons yesterday. Before walking home, I popped into Walgreen’s and wrote down the prices of items that I needed. Here are a couple examples.

Cerave $16.49

Biotrue lens solution $11.99 for one bottle

Then I went home and searched on Amazon for the same items. Every item was cheaper on Amazon, plus free 2 day shipping, and no tax.

Sidenote: When is that tax ever going to kick in? The state of California is in dire need of money!

Here are the prices I found on Amazon.

Cerave $10.21

Biotrue lens solution $15.88 for two bottles

Why shop anywhere else, right?

Money Monday: Amazon Credit Card

I have a multitude of credit cards: Schwab which is turning over to Bank of America, Capital One, American Express, Wells Fargo, and I have an Amazon credit card which is serviced by Chase. I’ve talked relentlessly about how I do the majority of my shopping on Amazon. If you do a substantial amount of Amazon shopping, then I’d suggest you get the Amazon card and link it to your account. You get 3 points for every $1 you spend which equates to 3% back that you can use at any time. You don’t have to reach a minimum, to use your points.

To summarize this and some previous Money Monday posts on credit cards, I’m moving forward with the Capital One 1.5% cash back credit card. I’ve linked my Amazon account to its own 3% back card. Then I’ve got AmEx because it’s the only thing Costco takes.

Money Monday: Amazon.com

I do over half of my shopping on Amazon.com. I don’t pay tax and most of the time, I get the goods delivered to my cubicle in two days. Shopping couldn’t be any easier.

But all of this is at the expense of my poor, debt-ridden state of California. Amazon had refused and challenged laws to pay taxes. That’s hundreds of millions of dollars of revenue California has been missing out on because of loopholes Amazon found in the system. If you had asked me, I would have gladly paid my fair share of taxes!

I was actually overjoyed to hear that Amazon would drop its lawsuit to overturn California’s new law mandating tax collection on internet retailers, in return for a year of safe harbor. Finally! Stop your griping, Amazon, and contribute to society–to your customers and their home states!

When the mandate goes into effect next July, I’ll be pleased to see that extra tax line item in my checkout.

Money Monday: Value Your Time

One of the things MJ DeMarco talks about in his book—that I read while I’m sitting on the pot—is how little people value their time. He characterizes these people as living in the Slowlane and we see it all the time. Did you all get that email about the $1 deal for lunch today at various restaurants throughout the city? A handful of people must’ve forwarded that to me which means there were probably people waiting in line from 11am-2pm today.

I hate waiting in line. I won’t do it. It is a waste. As he says, if you’re waiting in line for some chump change deal, you do not value your time. I value my time—very much so. And this is how I prove it.

I have a bad-ass personal assistant who helps me power through my to-do list.

I very rarely leave the comfort of my computer to shop. I buy almost 90% of my goods through Amazon. I do not waste my time, trying something on, waiting at the register. I do a few clicks, and voila, that package is going to be at my desk in two days. It doesn’t matter what it is. Books, earplugs, Krazy glue, soap, earmuffs, tile. I get all that shit online.

On a daily basis, I do not wear makeup. Cut the crap! My morning routine is quick and swift. I shower, blow-dry my hair, curl my eyelashes, drink a box of chocolate soy milk, and I’m ready to go.

I don’t live too far from work. It’s definitely walkable, but instead I let the cable cars transport me. Instead of walking briskly, I’m reading a book waiting for cable cars to take me north, south, east, and west, to and from work.

As much as possible, I try to fly direct even if the flight is pricier. Again, how much do you value your time? Is your time so meaningless that you’ll do stop-overs for a cheaper deal? I also try to fly Virgin which is the best because of the wireless internet.

Waiting is one of my biggest pet peeves which is why I typically stay away from restaurants where there’s a wait. Waiting is for dummies. And if I do have to wait, I’ll have a book in hand.

What are some of the things you do to value your time?

Money Monday: The Millionaire Fa$tlane

I’m reading what I consider the best book on achieving financial well-being. It’s called The Millionaire Fastlane by MJ DeMarco. Let me preface by saying this book has 121 Amazon reviews of which 110 of them are 5 stars. There isn’t a single 0 star customer review. You will not find that with any other book! Not the soon-to-be blockbuster The Help, not The Great Gatsby, not To Kill a Mockingbird. Seriously. Who gives the misunderstood, yet lovable Boo Radley a 0 star review?

Any-boo-who. Like The Secret (of which I’m a big advocate), this book is changing my life. I say ‘changing’ because I’m only half-way through. It’s a complete mind-shift from everything we are taught: go to school, get a job, sock money into your 401k, and retire when you’re on the verge of death—that is, if death doesn’t take you down first. Who wants to retire at the age of 67? And by the time we’re 67, that threshold will have increased. Shoot me now.

MJ DeMarco talks about how you’re never going to get rich working 9-5 or any job where your financial reward is contingent on the hours you put in. I’ve always known that. I know I can’t retire early if I keep working for a corporation. I’ve just never had the confidence or the creativity to be entrepreneurial. This isn’t in the book, but my mind has been ticking and I am seriously considering retiring in a foreign country or someplace cheap. Y’all can come over for some BBQ!

Here is an excerpt. The guy is funny which makes this book an easy entertaining read.

“Listen to the same old tired gang of financial media darlings and your financial future blows carelessly asunder with the tradewinds of the markets on a sailboat of HOPE. If this is your plan, you need to be worried. As many discovered too late, their plan hopes you win a dangerous bet…Their plan hopes you can get a job. Their plan hopes you don’t get laid off. Their plan hopes the stock market doesn’t crash and wipe out most of your savings. Their plan hopes your company doesn’t go bankrupt while taking down your pension with it. Their plan hopes your 401(k) doesn’t tank in a recession. Their plan hopes you’re alive after 40 years so you can actually enjoy your wealth because golly gee, you’re going to be the richest guy in the retirement home!

“I’m sorry but hope is not a financial plan! And are you willing to wage a 40-year bet to find out? Survive the lifelong gamble of jobs and frugal sacrifice and guess what!? You’re rewarded with a stinking pile of turd: OLD AGE: rich in your elder years, stuck in a wheelchair with only life’s twilight left to enjoy your wealth. Is it any wonder why you can’t get excited about this crap? You want to live rich young, not old! Wheelchairs don’t fit in the trunks of Lamborghinis!”

He includes the first few chapters of the book on his website. Check it out.

Book Reviews: Award-Winning Novels

I read two books recently that came highly recommended by Amazon reviews and the staff at Green Apple. What’s more, one of the books won the Nobel Prize and the other won the Pulitzer. They were so bad, I want my money back. I feel deceived. There must be something wrong with me that I slogged through these books.

Gilead, Winner of the 2005 Pulitzer Prize, by Marilynne Robinson

Every night I read this book, I didn’t have to take my Ambien. Such a sleeper. It’s comprised of a dying minister’s last words (almost like journal entries) to his very young son. Total stream of consciousness. Pulitzer Prize-winning novels should not be 250 pages of stream of consciousness! Here is a paragraph from the middle of the book.

“Young Boughton came by to see if you felt like a game of catch. You did. He was sunburned from working in the garden. It gave him a healthy, honest look. He’s teaching you to throw overhand. He said he couldn’t stay for supper. You were disappointed, as I believe your mother was also.”

250 pages of this shit. I hope Green Apple buys it back from me. I don’t want it taking up precious space on my bookshelf.

The Passport, Winner of the 2009 Nobel Prize for Literature, by Herta Muller

At least it was short. Less than 100 pages of metaphorical prose. It’s the depressing story of a working man trying to liberate himself from a sad life in a closed-off village. Here’s a snippet of what I had to endure to finish this book.

“Windisch hears the cuckoo’s call. It can smell the stuffed birds through the ceiling. The cuckoo is the only living bird in the house. Its cry breaks up time. The stuffed birds stink.”

I’ll tell you who’s cuckoo. The author’s cuckoo. Or I’m cuckoo for buying the book.

Money Monday: Amazon vs the Public Library

I don’t take advantage of the San Francisco public libraries even though we don’t live too far from the Main library across from City Hall and the Chinatown branch. In fact, I’m a member of the private Mechanics’ Institute in the Financial District. It costs $95 a year. And I still don’t utilize it as much as I should.

Why? Because of Amazon.com. It is just so easy and satisfying to make a few mouse clicks, then having your book delivered directly to your lap two days later at work.

In the past six months, I’ve spent $656.27 at Amazon. That amount  includes a Scrabble deluxe edition, household items like an iron and vacuum, toiletries like contact solution, baby shower gifts, and tile for the kitchen. But $231.99 of that amount is books. Granted several of those books were gifts. I like to give books to kids versus toys. But all of those books I was reading I could have found at the library. All of them! For a savings of $139.62.

Also, every magazine you can imagine is at the library. Shit, I need to cancel my subscriptions after they expire.

Get thee to a library. Or better yet, order your book online and make sure it’s waiting for you when you arrive at the library.

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