I have a multitude of credit cards: Schwab which is turning over to Bank of America, Capital One, American Express, Wells Fargo, and I have an Amazon credit card which is serviced by Chase. I’ve talked relentlessly about how I do the majority of my shopping on Amazon. If you do a substantial amount of Amazon shopping, then I’d suggest you get the Amazon card and link it to your account. You get 3 points for every $1 you spend which equates to 3% back that you can use at any time. You don’t have to reach a minimum, to use your points.
To summarize this and some previous Money Monday posts on credit cards, I’m moving forward with the Capital One 1.5% cash back credit card. I’ve linked my Amazon account to its own 3% back card. Then I’ve got AmEx because it’s the only thing Costco takes.