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Catherine Gacad

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All Posts, Finances & Retirement

Money Monday: Real Estate Bubble

Hey people, if you haven’t noticed, we are experiencing a housing bubble: skyrocketing rents, zero inventory, and astronomical offers in terms of both volume and price. This is not the time to buy. Back away, people. Back away! I’m completely…

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Money Monday: Advertising

My site is now setup to take sponsors. It’s super easy. Just click on the Advertising page above and there will be links to the pricing and setup. All my metrics are up-to-date too. My first sponsor is Carlaban which…

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Leaving an Inheritance is a Bad Decision

I recently read an article titled Lost Inheritance by Missy Sullivan. I couldn’t find it online so I guess it can only be found in the print edition of the Schwab Investor magazine. You can get the gist of the article…

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Money Monday: Finding a Business Partner

Let’s make a deal! Anyone interested in becoming my business partner? The more we rent places out and experience first-hand how owners bring in a a steady high rental income, the more I’m convinced that this is the path to…

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Money Monday: Retirement Property for the Price of a Car

Did anyone see this article today in the NYTimes about retirement condos in Florida? The woman featured in the article recently purchased her 2-bedroom condo for $26,900. Are you kidding me? Can we all make a pact to buy one…

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Money Monday: Are You Paid Enough?

It’s that time of the year when I receive my compensation plan and my bonus gets paid out. I’m happy to report that I’m pleased with the numbers. Not only do I enjoy what I do, but I feel I’m…

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Money Monday: Converting Retirement Funds into a Roth

This is a question for my readers. Now that there are no restrictions on converting a traditional IRA into a Roth, have you done so and what were the implications of the conversion? I’d like to do this, but seems…

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Money Monday: Home for Sale

I know it’s not Monday and I’ve been delayed on my posting, but here’s why. My 1 bedroom condo in Lower Pacific Heights is now up on MLS and available for purchase! Get out your check books, people. It’s listed…

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Money Monday: Cash Out Refinance

I’m having a major freak out because I’m in the early stages of getting my place ready to sell. The tenants have been given notice. I sold one of my beautiful velvet couches last weekend. Stagers and painters will be…

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Money Monday: Doing the Nibble

I listened to this Planet Money podcast over vacation on the power of persuasion. The negotiation tactic that really resonated with me was ‘the nibble’ because it seems so easy and natural. Nibbling is used to ask for a tiny bit…

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Welcome to my site, derived from an advice column I wrote while getting my MBA. I live in the San Francisco Bay Area. I give helpful, opinionated advice based on my own experience and from the expertise of my extensive network. For more, click here.

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