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Money Monday: Saving

I don’t consider myself a spendthrift, but I think I need to put us on a budget. I know we need to be on a budget. We spend money freely, no limits. I’m trying to be more cognizant of my spending, but restraint is very difficult.

Here’s my stream-of-consciousness when it comes to money.

I drink chocolate milk for breakfast and bring my lunch which makes me think I’m saving a lot of money, but I always spend a handful of dollars a day on chocolate chip cookies, See’s Candies, or ice-cream.

Then I see an ad for John Adams’s opera Nixon in China and I must go! So I get us front-row balcony seats that are still a whopping $85 each. Yes, culture costs money, and a lot of it.

The foie gras ban is going into effect July 1st which means I must have foie gras as much as possible. $15 for the Wild Goose Chase at Fifth Floor. It is a to-die-for champagne cocktail with a foie gras-stuffed prune as garnish. After drinks, I had the munchies so I had to have the french fries. $45 for two drinks, french fries, and tip.

The biggest area of our spending that can be / should be curtailed is going out. We spend way too much on drinks and food at restaurants. I mean, Absinthe, a standard Hayes Valley restaurant, isn’t considered expensive, but all their entrees are in the mid-twenties. And their portions are tiny.

I must learn how to cook.

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06.04.12

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Welcome to my site, derived from an advice column I wrote while getting my MBA. I live in the San Francisco Bay Area. I give helpful, opinionated advice based on my own experience and from the expertise of my extensive network. For more, click here.

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