This one’s for you Wally! Not that I know the answer, so I’m posing it to my readers.
Wally asked, “Since you post about personal finance, can you recommend someone to talk to me about credit card debt? I have zero debt. The reason I want to talk to someone is strategies to boost credit ratings.”
Well Wally, you and I are knit from the same cloth because I don’t have any credit card debt either.
Here are my scores:
Considering I don’t have any debt and paid off a significant chunk of my student debt, I’m perplexed my scores aren’t in the 800s. I am, however, a refi fiend and the numerous credit inquiries have resulted in my scores taking a bit of a tanking.
Anyone have any ideas on how to boost your credit score?
I don’t place too much weight on credit scores as long as they’re above average. Does it really even matter?