I wanted to follow-up my San Francisco Home Tour post with a similar post on apartments.

Buying a home in SF is unbelievably stressful. You should be cashing in those stock options. Your granny hopefully wrote you into her will. Money better be growing on trees in your backyard. If anyone has saved $100,000 – 250,000 and is within my reader age range of 30-50 years old, email me. I want to know how you amassed that money so I can share your story on my blog. I am particularly drawn to people who are self-made, who paid their own way through college and graduate school.

Personally, the reason Dean and I have been able to sock away money is because of Dean’s apartment. Our saving grace is a 1-bedroom with parking in Lower Nob Hill with a reduced rent of $1,700. It is easily rented on Airbnb which helps offset vacation costs.

When you start to calculate the cost of renting in SF, home prices don’t even seem that ridiculous anymore. Like I said, a mortgage on $1,000,000 home in SF will be cheaper than some of the rents below.

Here are 2-bedroom apartments I would consider living in and their price tag. I would never feel comfortable paying these rents and would probably fight and research to find that under-priced gem in an unknown alley of the city.

$3800 / 2br – NEW Apt #1 in 4-Unit Victorian in the Heart of the Mission (mission district)

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$4695 / 2br – 1300ft² – 2BR/1BA REDUCED! FURNISHED Very Spacious Victorian Flat *Pet Friendly* (hayes valley)

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$2850 / 2br – 2 BR Flat- New HW Floors Near BART & Rainbow Grocery! (mission district)

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$3775 / 2br – Charming 2×2 Apt w/ Polished Concrete Flooring & 9’6″ Ceilings! (potrero hill)

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$3775 / 2br – 884ft² – OPEN HOUSE Tonight, 1/29, from 6pm – 7pm. (potrero hill)

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$2995 / 2br – Bright, Large unit w/ SF Character & New Hardwood Floors (mission district)

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$3795 / 3br – Mission District 3 Bedroom/2 Bath. Fully Remodeled with garage! (mission district)