Money Monday: Downsize

Dean and I had a party this past weekend to celebrate his birthday and me selling my home. We seriously haven’t connected with people since 2012 since the first few months of this year have been dedicated to the home sale, work, and other important matters. We haven’t had any fun and are in desperate need of a vacation!

In preparation for this party, I kept thinking we should rent a big spacious house with a huge backyard so we could entertain all our friends. I’m so glad we didn’t do that. Our 1-bedroom apartment accommodated 20+ guests just fine! Which brings me back to one of my new tenets in life which is DOWNSIZE YOUR SHIT.

Note to anyone who came to our party: if there’s anything that struck your fancy in our apartment, just let me know, it’s yours. We’ve got books, pillows, nightstands, side tables galore that we simply do not need. All this crap is driving me crazy. I only need the following material things in my life: Tempurpedic bed, a good reading lamp, books, clothes, shoes, and my MacBook air. That’s it. Everything else can go in the circular bin.

Here’s an opinion piece that really resonated with me. It should resonate with you too! Consider it mandatory reading, especially for those of you who live in these palatial homes filled with crap. The guy who wrote it was one of you.

Completely off-topic, Dean and I viewed this open house in Bernal Heights on Sunday. I really liked it, but agreed with Dean about the spiral staircase. We were going up and down the spiral staircase (the only way to get from the 1st to the 2nd floor) and he said, “This is a deal breaker.”

San Francisco Home Tour

Here’s a glimpse at what’s on the market in SF. Yeah, it’s pretty insane what people pay to live in the city. I can only imagine what it would be like if we moved anywhere else in the U.S. with the exception of NYC. The conversation would go like this, “$350,000 for a house? Yeah, I can put 50% down.”


1015 Florida Street, $665,000

Can’t say I love the ‘hood, but price looks like a steal for a 2 bedroom with a little character. I’ve never been a fan of the newer buildings with a ton of units; kinda like living in a dorm. I like the older buildings. Price is right for this one.


3691 Market Street, $699,000

This one’s gorgeous if you don’t mind living in the hills near Twin Peaks.


109 1/2 Germania Street, $629,000

I love this one, but no parking. Too bad, so sad.


744 Moultrie Street, $649,000

I don’t know Bernal that well, but here’s a cute condo.


374 11th Street, $729,000

I am not a fan of lofts. Too much air, I guess. But this one’s a beauty! I really like how the bedrooms are compartmentalized too. I used to live on this block with an ex, in a loft, and hated it. Way too close to the club scene. But so pretty, right?


Home: This Was The One

I wanted this home in Bernal Heights. Open house was on a Tuesday in the afternoon. I asked if I could see it over the weekend; the agent said offers were due the next day and the owner would most likely take one of them. She was right because a sale is now pending.

A home in San Francisco with no HOA fees plus a $1,000 studio below the home to offset your mortgage. Are you kidding me?  I would have overbid the $700k asking price by $50k. If you put 20% down on $750,000 subtract the rental income of $1,000, your mortgage would be $1700!!!

This was THE property of properties to buy in the city.

Here’s the studio.